All opinions expressed on this blog are solely those of Kevin Kelly and are in no way affiliated with any other organization or institution. Any information or opinions contained on this website are not intended to constitute a specific recommendation to make an investment. This blog is intended to share my opinions and is not intended to be taken as investment advice. Every reader must do their own due diligence based on their risk profile, time horizon, and unique circumstances.

No one can predict the future, including me. Therefore you will not find any predictions or forecasts of what the future holds for the markets, your investments or the economy. There are far too many unknowns to be able to predict the future, especially of the financial variety. Past performance is not a predictor of future results. Any historical data used on this website is done for the sole purpose of using what has happened in the past to construct a framework for how to view the present situation and make informed decisions about the future.

You need to be aware of the risks involved when investing in financial assets. Any strategies discussed here are done for the sole purpose of putting personal finance, investments, financial markets and the psychology of the market into a common sense point of view. Some of the investments discussed on this blog may fluctuate in value. Again, these opinions are only made available to give you information to make your own decisions.

We all have behavioral biases that affect our decisions and we all make mistakes. I make mistakes all the time. Just remember that you make your own decisions and mistakes. Through The Noise is in no way responsible for the decisions that you make. Do your homework after reading this blog or any piece of information that you use to make financial or life decisions. You know your current circumstances better than anyone.

I like to share interesting data and opinions of others so don’t take those as a call to action either.  They are sources of information but are not an endorsement of the opinions or advice of the other sites.

Thanks for reading.  Feel free to leave a comment or ask a question and I will do my best to respond in a timely manner.